Manage Supplier Payments Solve Cash Flow Problems with an All-In-One Accounts Payable Loan of Up to $500K

Take control of your cash flow with our all-in-one Accounts Payable loan product. Access up to $500K in funding to streamline expenses and pay suppliers or vendors promptly!

Why Choose Accounts Payable?

Up to $500,000 in funding to meet your business needs

Fast and easy 24 hr processing with no collateral required

Use funds for paying suppliers and extend your payment terms up to 4 months

For businesses with $1M+ in annual sales

Application Requirements

Last 2 years Financial Statements
Last 6 months bank statement
CBS of all guarantor(s)
Last 4 quarters GST F5
GST SOA
Borrowing declaration
MLCB of guarantor(s)

Hear what SMEs are saying

We’ve disbursed over SGD 6 billion in business loans to SMEs. But don’t take our word for it…take theirs instead.

I found Validus to be well-suited for my business needs - the easy application and fast approval means I was able to access financing in a very convenient way, at the shortest possible time to be able to make the best business decisions required.

To grow our business, we required additional financing to purchase inventory and fulfil orders. It was with Validus' seamless borrowing process that we've managed to achieve these orders to grow our revenue.

Validus financing solutions has helped us to accelerate business growth. Through their quick approval and financing process, it allows us to boost our cash flow to take on more projects to better serve both the government and private sector.

Frequently Asked Questions

What is the Accounts Payable product?

Our Accounts Payable is a working capital loan product that provides businesses with access to up to $500K in funding to streamline their expenses and pay suppliers on time. This loan is specifically designed to help businesses maintain healthy cash flow while ensuring they meet their financial obligations without delays.

How much funding can I access with the Accounts Payable loan?

With our Accounts Payable working capital loan, you can access up to $500,000 SGD in funding.

What expenses can be covered with the Accounts Payable loan?

The loan can be used to cover a wide range of business expenses, including but not limited to:

Paying suppliers and vendors promptly

This flexibility allows you to manage both short-term and long-term financial needs.

How do I apply for the Accounts Payable loan?

Applying is simple! You can apply directly through our web forms by providing key details about your business, financials, and your intended use of the loan. Our team will review your application quickly, and if approved, the funds can be made available to you as quick as 24 hours.

What are the repayment terms for the loan?

The repayment terms for our accounts payable loan are straightforward. Borrowers are required to repay the full loan amount in a single lump sum on the agreed-upon due date.

Is there a credit check to qualify for the loan?

Yes, there is a credit check as part of the application process, but our eligibility criteria are designed to be more inclusive compared to traditional loans. We look at a variety of factors, including your business’s financial health and history, to determine eligibility for funding.

How quickly can I access the loan funds?

Once your application is approved, the loan funds can be disbursed quickly—often as fast as 24 hours.