Turn Your F&B Business into Singapore's Hottest Spot with Financing Up To $150k Approved In 24 Hours That Takes 2 Docs To Apply

Q: What documents are required to apply?

For Working Capital Financing, you are required to submit a minimum of 2 documents* for credit assessment: Latest 6 months bank statements CBS of guarantor(s) NOA (*only applicable for sole proprietorships) For disclosed Invoice Financing, no documents are required. For disclosed Purchase Order Financing, latest 12 months bank statements are required.

Don’t let cash flow issues slow down your kitchen or your growth!

Our working capital loans are designed just for F&B businesses like yours – whether you’re running a busy hawker stall or a trendy cafe. With our financing solutions, you can access funds within a day to improve business cash flow, accelerate growth and support expansion plans.

Submit as little as 2 documents for credit assessment
Enjoy affordable rates from as low as 1.3% p.m.
Get approved as fast as 24 hours
No collateral required
Tenures up to 12 months
For Singapore Private Limited Companies (at least 6 months old) and Sole Proprietorships (at least 18 months old)

Our Financing Can Help Your Restaurant with:

Expand your Menu

Enhance Kitchen and Supplies

Revamp your Dining Space

Ramp up Marketing Efforts

Accelerate your business growth with FAST business funding

Invoice Financing

Up to $1 million

Max. 80% of invoice amount

Working Capital Loan

Up to $300k

Purchase Order Financing

Up to $500k

Max. 50% of PO amount

Why choose a working capital loan from Validus?

Compared to Banks and other Financial Institutions, we typically require less documents from you to get started.

Hear what SMEs are saying

We’ve disbursed over SGD 6 billion in business loans to SMEs. But don’t take our word for it…take theirs instead.

I found Validus to be well-suited for my business needs - the easy application and fast approval means I was able to access financing in a very convenient way, at the shortest possible time to be able to make the best business decisions required.

To grow our business, we required additional financing to purchase inventory and fulfil orders. It was with Validus' seamless borrowing process that we've managed to achieve these orders to grow our revenue.

Validus financing solutions has helped us to accelerate business growth. Through their quick approval and financing process, it allows us to boost our cash flow to take on more projects to better serve both the government and private sector.

Frequently Asked Questions

What is the eligibility criteria?

We finance Singapore private limited companies that have been in operation for at least 6 months, and sole proprietorships (owned by Singaporeans or PRs) that have been in operation for at least 18 months.

The loan approval outcome will depend on the assessment of our credit and risk teams.

What documents are required to apply?

For Working Capital Financing, you are required to submit a minimum of 2 documents* for credit assessment:

Latest 6 months bank statements
CBS of guarantor(s)
NOA (*only applicable for sole proprietorships)

For disclosed Invoice Financing, no documents are required.

For disclosed Purchase Order Financing, latest 12 months bank statements are required.

How much can I borrow?

You may borrow up to SGD 1 million for Invoice Financing, up to SGD 150k for Working Capital Financing, and up to SGD 120k for Purchase Order Financing. Loan amount, interest rates, and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.

How do I apply? What is the process?

Simply get in touch with us with the form above or self-register online on our platform within minutes. Once your application has been approved and the documents verified by our credit team, your financing request will be crowdfunded by our lenders and the funds will be disbursed to your nominated account within 24 hours.